'Soft search' is a means of undergoing an initial finance credit application without leaving a visible footprint on your credit file. Where a soft search is undertaken, 3rd parties are unable to see this type of credit search on your file, so does not effect any future credit applications or your credit score. On some occasions our finance provider may be able to offer you a finance contract on the basis of the results from a soft credit search, without the need to undertake a full formal, or hard credit search. This type of application can only be carried out either in person or over the telephone.
If you would like to book a telephone appointment to carry out a soft search application please complete the details on the form below. One of our advisors will be in touch with you to confirm your appointment, and you will be called within 15 minutes of the appointment start time to undertake the application.
It may not be possible to provide a credit offer on soft credit search results in all cases. When we are unable to progress your application on the basis of a soft credit search application you will have the option to end the process at this point, or continue to a full formal credit search, ensuring you are in control at every stage of the process.