Global Watch Shop

Buying a Rolex on Finance

Rolex on Finance, a complete guide

Looking to buy a Rolex on finance? At Global Watch Shop we're not just one of the UK's leading preowned luxury watch dealers, we also have years of experience helping our customers find the right finance deal to meet their needs. Whether buying for yourself, as a gift for someone special, or for as an asset to pass down to the next generation buying a Rolex is often looked upon as a good investment. However, this can come with a significant lump sum to outlay. To make the experience of buying a Rolex easier, not only do we have a wide range of flexible finance options, we also have a number of different ways to finance a Rolex. Therefore we can ensure a pleasurable, convenient pathway into ownership of your next luxury timepiece.

Buying a Rolex on Finance Options

When considering the best way to purchase your next Rolex, we're delighted to be able to present a range of credit options, thereby increasing the flexibility available to you. Even if you have a large amount of disposable savings, buying a Rolex on finance could still be the best option for you. Our finance products range from a 12 month interest free option, easing the need to pay a large amount in one go and leaving more of your money with you for longer, to a five year interest bearing option that spreads the payments over a longer period thereby reducing the monthly payment commitment. Whatever option you choose, the upfront payment due before you receive the watch can be as little as 10% of the overall purchase price, therefore giving you the opportunity of ownership without the need to pay the full balance upfront.

Pay Back PeriodInterest RateMinimum DepositMaximum Loan Value
12 Months0%Not Currently AvailableNA
24 Months14.9% APR 10% £25,000
36 Months14.9% APR 10% £25,000
48 Months14.9% APR 10% £25,000
60 Months14.9% APR 10% £25,000
Rolex Finance Representative Example: Total amount payable includes deposit amount. Representative example: Cash price £30,000, Deposit £5,000, Loan Amount £25,000, 14.9% p.a fixed, 60 monthly payments of £594.681, Total term of loan agreement 60 months, total amount payable £35,960.81.

How to apply to Buy a Rolex on Finance

Whether you'd like to come into store, speak to one of our customer service representatives over the phone, or apply at any time to suit you, we've got an application option to suit your needs. Read on to find out more:

Online Finance Applications

For ultimate convenience, you can apply for any of our Rolex watches on finance at any time of the day or night, from any location in the world, all you need is an internet connection. Simply choose any watch from our current stock and our simple finance system will walk you through the steps of your application. Should your finance application be accepted, you then need to pay the deposit. Once this is complete we can ship to you free of charge on fully insured next day delivery, or you can opt for delivery on the day of your choice.

Telephone Finance Applications

New for 2021 we now offer the ability to run a 'soft credit search' for telephone applications. A soft search enables a credit check to be undertaken, without leaving a visible footprint on your credit file. For more information on soft search, or to book an appointment, please click here. Once your application is accepted and deposit paid, we can ship to you free of charge on fully insured next day delivery, or again, you can opt for delivery on the day of your choice.

In Person Rolex Applications

Prefer to purchase in person? No problem, you can apply for a Rolex on Finance by making an appointment at our central London store in our highly secure & prestigious location at the London Silver Vaults, on Chancery Lane. All in person applications can also benefit from 'soft search'. To book an appointment give us a call on 0203 876 8100 or get in touch here.

Buying a Rolex on Finance FAQ

We've taken the steps to make sure buying a Rolex on finance is as simple, flexible, and convenient as we possibly can and we hope this simple guide provides all the information you need to answer any questions you might have. We've also collected a series of the most common questions we receive in relation to buying a Rolex on finance. Please find these below: -

Can I just get a quote to finance a Rolex?

Sure, just find the watch you want on our website and click the 'Calculate Finance' or 'Finance Enquiry' button. If you can't find the watch you want just contact us here and we'll provide a quote to source your watch where we can.

Will applying for a Rolex on finance effect my credit file?

Undergoing an application to buy a Rolex on finance can leave a trace on your credit file. As an alternative we now have the ability to run a 'soft search' which is invisible to other providers and as a result will not affect any future applications or negatively impact your credit score. To find out more or to book a soft search telephone appointment, please click here.

Can I buy a second hand Rolex on finance?

Yes, every watch we have in stock is eligible for credit purchases and we have a vast range of second hand Rolex on finance terms. Click here to see our full preowned Rolex selection.

I wish to trade in my current watch, can I use this as a deposit?

Yes, you can use a trade in to part exchange against your new watch. It can be as a full deposit ( subject to being 10% of the value), part deposit, or you can sell outright and use some of the funds towards you new timepiece. To get a quote on your part exchange simply click here.

Do you have womens Rolex Watches on finance?

Yes, we have a number of Womens Rolex watches on finance options. To view our current range of ladies watches available please click here

Do you sell other brands on finance?

Yes, all our watches are available on credit, whatever the brand. Please click here to see all our watches including other brands like Audemars Piquet, Patek Philippe, Omega, IWC, and all the major luxury Swiss brands.

What do I need to apply to finance a Rolex?

Initially to apply for a Rolex on finance you must be: -

  • Be at least 18 years of age
  • Have a regular income of at least £1,000 per month
  • Have been a resident of the UK for at least 6 months
  • Have a UK credit or debit card in your own name

If you meet the above criteria you're able to apply to finance a Rolex. For your application you will need the to provide information about your: -

  • annual income
  • employment details
  • bank account details
  • last 3 years address history

Can I make overpayments or pay off my agreement early?

Yes, at any time during your finance contract you can make overpayments, up to and including the full outstanding balance with no financial penalties. Any overpayments will not effect the value of your future monthly payments, but instead will bring forward the end date of your agreement enabling you to pay off your balance early.

Can you finance a Rolex from outside the UK?

No, unfortunately finance is only available to permanent UK residents.

Can I have my watch delivered to another address?

No, your watch must be delivered to the address on the finance contract. This is a vital part of the security check that ensures you are protected from fraudulent applications.

Can I get a Finance a Rolex with no deposit?

No unfortunately not. When buying Rolex watches on finance, there is a minimum deposit of 10% of the cost of the watch required

Are you approved to sell products on finance

Yes, you can find us on the FCA register here

I can't find an answer to my question

Still have a question about how to buy Rolex watches on finance? Please feel free to contact us should about our finance options or any other aspect of our service, simply click here.

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+44 (0) 203 876 8100
The London Silver Vaults,
53-64 Chancery Lane,
London WC2A 1QS
Company No : 8853565
VAT No : 178481664
Registered Office Address:
The Coach House, The Square,
Herts, CM21 9AE
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