Interest free luxury watch finance deals

To make buying a luxury watch a simple, pleasurable experience for all our customers, we at Global Watch Shop are delighted to offer a range of low interest and interest free luxury finance deals. With various payment options available, helping to spread the costs over an extended period, GWS make luxury watch ownership more affordable than ever.

We appreciate that people’s circumstances are different when purchasing a watch, so have designed a diverse range of finance options to suit the differing needs of our customers. We are delighted to be able to offer pay monthly, and interest free luxury watch finance deals. What’s more, if you’re looking to upgrade a current timepiece, you can also trade this in to lower your costs.

Below are the details of our 5 standard watch finance packages.

OPTIONSMINIMUM DEPOSITMINIMUM FINANCE VALUE
Interest Free 6 (0%) 10% £0
Interest Free 12 (0%) 10% £0
Repayment 24 (7.9%) 10% £0
Repayment 36 (7.9%) 10% £0
Repayment 48 (9.9%) 10% £0

Once you’ve chosen a watch on our site, enquire below and we’ll help you find a finance package which suits your requirements.

FINANCE ENQUIRY

*Please note that not all finance packages are available on all watches. 

FAQs /
TERMS & CONDITIONS

FINANCE TERMS & CONDITIONS
Buying a luxury watch is an investment, so we offer a variety of interest free credit and longer term interest bearing finance options to help spread your payments. Spend up to £15,000 and you can choose to spread your payments over 12, 24, 36 or 48 months, with no minimum deposit. Purchases over £15,000 can be made but will require a deposit equal to the total balance over £15,000 as £15,000 is the maximum loan value available. To apply for finance, you must be 18 years or older, in regular employment and resident in the UK for more than 3 years. You must also be able to make regular payments by direct debit. Other conditions may apply and we cannot guarantee that your application will be accepted. If your application is successful, you’ll be asked to pay your deposit using a credit or debit card registered in your name. Stock will not be allocated until the application has been completed and approved. We reserve the right to withdraw finance on certain products at any time. Payment on finance is provided through our external partner, V12. Items can only be dispatched to the billing address unless prior arrangements have been made (please contact us prior to application for further details). Should you cancel your credit agreement and have already received products from us, then you will be liable to pay us in full for the product (unless your cancellation rights apply). Please note the above terms are for online purchases only, finance is also offered in our store with varying terms available, please contact the store to discuss the options available.
HOW LONG WILL IT TAKE TO APPLY?
In most cases, you will get an instant answer from V12 finance online application system as to whether your application for finance has been successful. In some cases, V12 finance may require further information in order to make a decision. If this is the case, you will be informed by V12 Finance and given guidance on what to do next.
WHAT DO I NEED TO APPLY?
Once you have decided to purchase a product from us, and decided on which finance package is correct for you, you will be sent an online application from one of our consultants. You will simply need to fill out the online form and then if successful add your online signature to accept the finance contract. In some cases you may need to provide additional documentation or undergo an ID check before the finance application is successful, but you will be advised of this at the relevant point in the application process.
WHAT HAPPENS IF MY APPLICATION IS TURNED DOWN? 
Applications can be declined for numerous reasons including because of typing errors or mismatching address details in the application process - please check these thoroughly. Please note that other criteria may apply and we cannot guarantee the acceptance of your application. If your application is unsuccessful, you can still purchase the item by credit card or PayPal - please talk to our sales team about alternative payment options.
WHAT HAPPENS IF I WISH TO CANCEL MY APPLICATION/RETURN THE GOODS? CANCELLING APPLICATION / RETURNS
You can cancel your application at any point before you have signed the online documents by calling 02920 468900. You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement, without giving any reason, within 14 days from the day after the day on which the agreement is signed by you. Standard conditions apply for returns and cancellation periods - see our Delivery & returns page. If your order contains more than one item, please note that you will need to return the full order in order to cancel the finance agreement. This means that if, for example, you have purchased 3 items but would like to return 1 of those items, then all 3 items must be returned to us.
WHO ARE V12?
If your application is successful you will enter into a Credit Agreement with Secure Trust Bank Plc, who are V12’s parent company. We've teamed up with V12 Retail Finance Limited ("V12") to offer you a flexible and affordable option to pay on finance. V12 is the UK's only specialist provider of Retail Point of Sale Credit, providing finance options for more than 20 years through its industry leading online paperless processing system. If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank Plc (V12's parent company) which will be administered by V12. V12 is authorised and regulated by the Financial Conduct Authority. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204550.